HL Assurance: Claim utk Medical Card (Med Global II)

Wednesday, March 17, 2010

Claim utk Medical Card (Med Global II)

Ini ialah contoh claim yg telah dibuat utk client yg kematian anak perempuan yg mengalami komplikasi slps pembedahan appendix di Hosp Metro Sungai Petani. Client ini telah menggunakan Medical Card HLA utk membayar bil hosp yg bernilai RM75k dan kemudian telah membuat claim utk kematian sbyk RM 30k.

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Kepentingan Insurans

Apakah harta anda yg paling berharga? Rumah? Kereta? Anak-anak? Keluarga? Duit? Jawapan yg paling tepat utk ini ialah KESIHATAN anda sendiri…..bagaimana kita hendak menjamin harta kita ini sentiasa berada dlm keadaan yg baik krn rumah dan kereta, kita ada ambil insuran utk kedua2nya tetapi mengapa kita masih tidak mengambil apa2 insuran utk diri kita sendiri walhal itulah harta paling berharga yg kita ada…….. soalan2 ini yg sepatutnya kita tny kpd diri kita sendiri… tahniah kpd semua yg telah ada polisi insurans masing2. dan kpd sesiapa yg masih belum ada polisi, fikirkanlah ttg harta anda ini………

Umur kita semakin meningkat…. Pernah ke kita dgr ada org yg semakin umurnya meningkat, semakin sihat tubuh badannya? Tidak pernah kan? Tubuh badan kita juga sama dgn kereta, semakin lama digunakan, semakin terdedah kpd kerosakan…Cuma bezanya ialah jika kereta itu kita jaga elok2, masa utknya rosak adalah lambat sedikit. Sama juga dgn bdn kita, jika kita menjaga bdn kita, jangkamasa utk kita terkena penyakit adalah lambat sedikit….tetapi kemungkinan utk sakit itu masih ada.Dlm bonet kereta kita sentiasa ada tire spare. Soalan yg harus ditanya ialah; kenapa kita perlu membawa tire spare tu ke hulu ke hilir? Jawapan yg diberi ialah kita x tau mungkin masa kita jln nanti tire kita pancit… oleh itu, kita kena lah sediakan payung sblm hujan. Jwpn yg sama jugak sepatutnya anda berikan utk mempunyai polisi insurans yg melindungi anda dr sebarang kemungkinan.

Utk kita mengelak dr musibah adalah mustahil tetapi utk kita bersiap sedia menghadapi musibah, itu boleh dilakukan. Oleh itu, kita semua harus sedar betapa pentingnya insuran dlm kehidupan kita sehari2.

Renung2 kan…..

Medical Card

Providing You A Comprehensive, Enhanced Medical Plan With High Lifetime, Annual Room And Board Benefits, Wherever You May Be, For All Times HLA MedGLOBAL is a guaranteed renewable comprehensive global hospital and surgical plan that provides you with the freedom to choose the most optimal and affordable protection level to keep you safe, wherever you may be.With worldwide coverage privileges, hassle free hospital admission and bill settlement procedures and access to 24 hours assistance to look after your well being, you can now have peace of mind and security knowing you are in good hands, at all times.

Company background

COMPANY BACKGROUND
Hong Leong Assurance Berhad is one of the largest insurance companies in Malaysia today. It is a well established and respected brand offering a wide range of life insurance and general insurance products designed to meet the changing needs of households across Malaysia. It is being customer centric that is a key to Hong Leong Assurance's success. It also specializes in providing customized insurance solutions for commercial business risks. It has a large network of branches, agents and brokers throughout the country and continues to expand its market penetration through its bank assurance and alternative distribution channels.Hong Leong Assurance began as a General Insurance business under the name of Malaysia Pacific Insurance Berhad in 1972. The Life Insurance business was added into its portfolio a year later. In December 1982, Hong Leong Assurance Sdn Bhd, a composite insurance company, was formed eventually acquiring the entire general and life business of Malaysia Pacific Insurance. Today, Hong Leong Assurance is a wholly-owned subsidiary of Hong Leong Financial Group Berhad (formerly known as Hong Leong Credit Berhad), the financial services arm of Hong Leong Group Malaysia.Hong Leong Assurance became the first composite insurer in Malaysia to achieve the ISO 9002 Quality Certification for both its General and Life Divisions subsequently receiving the upgraded ISO 9001:2000 in year 2005. A testimony to the company's total commitment to quality.

OUR BUSINESS PHILOSOPHY
The Group has long been committed to a policy of valuing relationships with customers beyond the immediate opportunity and committed to help them make the best decisions by always having their best interest at heart. In Hong Leong Assurance, our guiding principle is to provide customers with security and peace of mind be it through the products we offer or the services we extend. The same principle of security and peace of mind applies to our relationship with agents and staff.

HONG LEONG GROUP MALAYSIA
Hong Leong Group Malaysia is a leading conglomerate based in Malaysia with diversified businesses in manufacturing and distribution, financial services, property, investment, hotel and hospitality. Apart from Malaysia, it has business operations or activities in various parts of Asia, Europe and the USA. The Group today controls 14 listed companies in various stock exchanges with over 500 operating subsidiaries and associate companies around the world. Now forty years in operation, the Hong Leong Group has successfully entrenched its brands deeply in the communities where it has a presence - in its home base Malaysia to the rest of Asia, in Western Europe and the UK, in North America and in Oceania.

So, sape x pernah tau Hong Leong Bank kat Malaysia ni? Actually we are one of their group.............

HL Assurance

Wednesday, March 17, 2010

Claim utk Medical Card (Med Global II)

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